Terms and Conditions
These Terms and Conditions govern your use of our financial planning consultation services and website. Please read these terms carefully before using our services.
Last Updated: August 22, 2025
Acceptance of Terms
By accessing our website or using our services, you agree to be bound by these Terms and Conditions and all applicable laws and regulations.
If you do not agree with these terms, please discontinue use of our services immediately.
Definitions
For the purposes of these Terms and Conditions, the following definitions apply:
- Services: Financial planning consultation services provided through our subscription platform
- Client: Any individual or entity using our consultation services
- Platform: Our website and associated digital services
- Consultation: Professional guidance sessions focused on financial planning and budgeting
Use License and Restrictions
We grant you a limited, non-exclusive, non-transferable license to use our services in accordance with these terms.
Permitted Uses
- Personal use of consultation services for your own financial planning
- Accessing information and resources provided through our platform
- Communicating with our consultation team for service-related matters
Prohibited Uses
You may not use our services for any unlawful purpose or in any way that could damage our reputation or services:
- Sharing access credentials or subscription benefits with unauthorised parties
- Using services for commercial purposes without explicit permission
- Attempting to reverse engineer or copy our consultation methodologies
- Providing false or misleading information during consultations
- Using services to harm others or engage in illegal financial activities
User Responsibilities
As a user of our services, you are responsible for:
- • Providing accurate and complete information for consultations
- • Maintaining confidentiality of your account access information
- • Using consultation guidance responsibly and at your own discretion
- • Complying with all applicable laws and regulations
Intellectual Property Rights
All content, methodologies, and materials provided through our services remain our exclusive intellectual property.
Unauthorised reproduction or distribution of our intellectual property is strictly prohibited.
Privacy and Data Protection
Your privacy is important to us. Our data collection and processing practices are detailed in our Privacy Policy.
Service Disclaimers
Our consultation services are provided for informational purposes and do not constitute regulated financial advice.
No Warranty
Services are provided "as is" without warranties of any kind, either express or implied
Full Disclaimer
Limitation of Liability
Our liability is limited to the maximum extent permitted by law. We shall not be liable for indirect, consequential, or special damages.
Total liability shall not exceed the amount paid for services in the preceding 12 months.
Indemnification
You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services or breach of these terms.
Dispute Resolution
Disputes shall be resolved through good faith negotiation, followed by mediation if necessary, and ultimately through binding arbitration.
Arbitration Agreement
Any unresolved disputes will be settled by binding arbitration under the rules of the London Court of International Arbitration.
Arbitration proceedings shall be conducted in London, England, using English language.
EU Online Dispute Resolution
EU residents may access the European Commission's Online Dispute Resolution platform for consumer disputes.
Termination of Services
Either party may terminate the service agreement with appropriate notice. Termination does not affect obligations incurred prior to termination.
Upon termination, your access to services will cease and any outstanding obligations become immediately due.
Governing Law and Jurisdiction
These terms are governed by English law and subject to the exclusive jurisdiction of English courts.
Changes to Terms
We reserve the right to modify these terms at any time. Material changes will be communicated through our website or direct notification.
Continued use of services after changes constitutes acceptance of modified terms.
Severability
If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between parties.
Contact Information
For questions about these terms or our services, please contact us using the information provided in our contact section.
Company Name: Thalorivexu
Email Address: contact@thalorivexu.com
Phone Number: +44 121 7118 9570
Business Address: 110 Bishopsgate (Heron Tower), London EC2N 4AY, England
By using our services, you acknowledge reading and agreeing to these Terms and Conditions.